Select Risk Management Consulting, Inc. (SRM)
WE PROVIDE SERVICE and SOLUTIONS..., 631.683.4060
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FAQ
But, I have a Broker
 
There are many excellent professional insurance agents in the marketplace, many of them keep your best interests in the forefront. 
 
If you  recognize any of the following issues, you may want to consider a brief meeting with us. 
 
  • Human Nature and Business Goals sometimes conflict with your best interests.
 
  • Insurance Companies pay "profit sharing" based on the premium volume placed with them and the resulting overall loss ratios.
 
  • Your agent does not release timely updated complete loss runs to you when requested.
 
  • You want an objective opinion.
 
  • You want to talk with someone to get an independent review of a long-standing relationship you do not want to disturb due to business, social or family relationships.
 
  • You feel it is difficult to get a competitive bid, when your current agent controls the bid process, due to the inherent conflict of interests. 
 
  • Loss control and "risk transfer" programs are not being discussed.
 
  • Your certificates of insurance are late or incorrect and delay your project and payments.
 
  • Your growth may have outgrown the services your agent can supply, due to time constraints.
 
  • Your controller, bookkeeper, office manager or owner does not have the time, inclination or expertise to to devote to the "Risk Management and Insurance" Renewal Process.
 
  • Your business is not large enough to have a full-time Risk Manager on staff, but you would like to use the services of a Professional Risk Management Agent/Broker. 

 

  • You are not being made aware of drivers with poor motor vehicle reports until they have an accident.
 
  • Your loss reserves are not being monitored.